Have you ever thought about creating a barter system with friends or neighbors for goods and supplies that you need? For example, my neighbor has a huge garden, and he always has surplus. I, on the other hand, catch plenty of fish. While visiting with each other one day, we began discussing his garden. I told him that I didn't have time to tend a garden because I'd rather be fishing. Because of his health, he can't get out on the lake like he used to, so we struck an agreement. I trade him fresh catfish for fresh vegetables. It helps both of us and puts resources we already have to good use without having to rely on money to purchase what we need. In the long run, it saves us money.